:root {
      --azul-marinho: #1D2E58;
      --azul-fundo: #BCD2E3;
      --branco: #F9FAFA;
      --amarelo: #F6C719;
      --amarelo-claro: #FAD75D;
      --amarelo-suave: #FEE48C;
      --dourado: #F0B61B;
      --texto: #1C1A27;
      --cinza-escuro: #5A6A6E;
      --cinza: #99A1A9;
      --azul-cinza: #61708D;
      --azul-cinza-medio: #738A93;
      --cinza-claro: #ACB6C8;
      --verde: #47C67C;
      --azul-destaque: #61AAE8;
      --header-h: 72px;
      --topbar-h: 36px;
      --radius: 14px;
      --shadow: 0 10px 30px rgba(29, 46, 88, 0.12);
      --shadow-sm: 0 4px 16px rgba(29, 46, 88, 0.08);
      --max-w: 1140px;
    }

    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

    html { scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + var(--topbar-h) + 16px); }

    body {
      font-family: "Segoe UI", system-ui, -apple-system, sans-serif;
      background: var(--azul-fundo);
      color: var(--texto);
      line-height: 1.6;
      font-size: 16px;
      min-height: 100vh;
    }

    img, svg { display: block; max-width: 100%; }
    a { color: var(--azul-marinho); text-decoration: none; }
    a:hover { text-decoration: underline; }

    .skip-link {
      position: absolute;
      top: -100px;
      left: 16px;
      background: var(--amarelo);
      color: var(--texto);
      padding: 10px 16px;
      border-radius: 8px;
      font-weight: 600;
      z-index: 9999;
    }
    .skip-link:focus { top: 16px; outline: 3px solid var(--azul-destaque); }

    .container {
      width: min(100% - 32px, var(--max-w));
      margin-inline: auto;
    }

    /* Top bar */
    .topbar {
      background: var(--azul-marinho);
      color: var(--branco);
      font-size: 0.8125rem;
      min-height: var(--topbar-h);
      display: flex;
      align-items: center;
    }
    .topbar p { opacity: 0.92; }

    /* Header */
    .site-header {
      position: sticky;
      top: 0;
      z-index: 100;
      background: rgba(249, 250, 250, 0.94);
      backdrop-filter: blur(10px);
      border-bottom: 1px solid var(--cinza-claro);
      min-height: var(--header-h);
    }
    .header-inner {
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 16px;
      min-height: var(--header-h);
    }
    .brand {
      display: flex;
      align-items: center;
      gap: 12px;
      color: var(--texto);
      text-decoration: none;
      flex-shrink: 0;
    }
    .brand:hover { text-decoration: none; }
    .brand-logo-img, .brand-logo-svg { display: block; flex-shrink: 0; }
    .brand-logo-img { object-fit: contain; }
    .brand-text { line-height: 1.2; }
    .brand-text strong {
      display: block;
      font-size: 1.05rem;
      color: var(--azul-marinho);
    }
    .brand-text span {
      font-size: 0.75rem;
      color: var(--cinza-escuro);
    }

    .nav-desktop {
      display: none;
      gap: 4px;
      list-style: none;
    }
    .nav-desktop a {
      display: block;
      padding: 10px 14px;
      border-radius: 8px;
      color: var(--cinza-escuro);
      font-size: 0.9375rem;
      font-weight: 500;
      text-decoration: none;
      transition: background 0.2s, color 0.2s;
    }
    .nav-desktop a:hover,
    .nav-desktop a.active {
      background: var(--amarelo-claro);
      color: var(--azul-marinho);
      text-decoration: none;
    }

    .menu-toggle {
      display: flex;
      align-items: center;
      justify-content: center;
      width: 44px;
      height: 44px;
      border: none;
      background: var(--branco);
      border-radius: 10px;
      cursor: pointer;
      box-shadow: var(--shadow-sm);
    }
    .menu-toggle span {
      display: block;
      width: 22px;
      height: 2px;
      background: var(--azul-marinho);
      position: relative;
    }
    .menu-toggle span::before,
    .menu-toggle span::after {
      content: "";
      position: absolute;
      left: 0;
      width: 22px;
      height: 2px;
      background: var(--azul-marinho);
      transition: transform 0.2s;
    }
    .menu-toggle span::before { top: -7px; }
    .menu-toggle span::after { top: 7px; }
    .menu-toggle[aria-expanded="true"] span { background: transparent; }
    .menu-toggle[aria-expanded="true"] span::before { transform: rotate(45deg); top: 0; }
    .menu-toggle[aria-expanded="true"] span::after { transform: rotate(-45deg); top: 0; }

    .nav-mobile {
      display: none;
      position: absolute;
      top: 100%;
      left: 0;
      right: 0;
      background: var(--branco);
      border-bottom: 1px solid var(--cinza-claro);
      box-shadow: var(--shadow);
      padding: 12px 16px 20px;
    }
    .nav-mobile.open { display: block; }
    .nav-mobile ul { list-style: none; }
    .nav-mobile a {
      display: block;
      padding: 14px 12px;
      border-radius: 8px;
      color: var(--texto);
      font-weight: 500;
      text-decoration: none;
      min-height: 44px;
    }
    .nav-mobile a:hover,
    .nav-mobile a.active {
      background: var(--amarelo-claro);
      text-decoration: none;
    }

    /* Sections */
    section { padding: 56px 0; }
    section:nth-child(even) { background: rgba(249, 250, 250, 0.55); }

    .section-label {
      display: inline-block;
      background: var(--verde);
      color: var(--branco);
      font-size: 0.6875rem;
      font-weight: 700;
      letter-spacing: 0.06em;
      text-transform: uppercase;
      padding: 4px 10px;
      border-radius: 4px;
      margin-bottom: 12px;
    }

    h1, h2, h3 { color: var(--azul-marinho); line-height: 1.25; }
    h1 { font-size: clamp(1.75rem, 4vw, 2.5rem); margin-bottom: 16px; }
    h2 { font-size: clamp(1.5rem, 3vw, 2rem); margin-bottom: 12px; }
    h3 { font-size: 1.125rem; margin-bottom: 8px; }
    .section-intro {
      color: var(--cinza-escuro);
      max-width: 68ch;
      margin-bottom: 32px;
    }

    /* Hero */
    .hero {
      padding: 48px 0 56px;
      background: linear-gradient(180deg, var(--branco) 0%, var(--azul-fundo) 100%);
    }
    .hero-grid {
      display: grid;
      gap: 32px;
      align-items: center;
    }
    .hero-badge {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      background: var(--amarelo-suave);
      color: var(--azul-marinho);
      padding: 8px 14px;
      border-radius: 999px;
      font-size: 0.875rem;
      font-weight: 600;
      margin-bottom: 16px;
    }
    .hero-visual {
      background: var(--branco);
      border-radius: var(--radius);
      padding: 28px;
      box-shadow: var(--shadow);
      border: 1px solid var(--cinza-claro);
    }
    .hero-visual svg { margin: 0 auto; }

    .btn {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      gap: 8px;
      min-height: 48px;
      padding: 12px 24px;
      border-radius: 10px;
      font-size: 1rem;
      font-weight: 600;
      border: none;
      cursor: pointer;
      transition: transform 0.15s, box-shadow 0.15s, opacity 0.15s;
    }
    .btn-primary {
      background: var(--azul-marinho);
      color: var(--branco);
      box-shadow: 0 4px 14px rgba(29, 46, 88, 0.25);
    }
    a.btn { text-decoration: none; }
    a.btn-primary { color: var(--branco); }
    a.btn-accent { color: var(--texto); }
    .btn-accent {
      background: var(--amarelo);
      color: var(--texto);
    }
    .btn[disabled],
    .btn.is-disabled {
      opacity: 0.55;
      cursor: not-allowed;
      pointer-events: none;
    }
    .btn:not([disabled]):not(.is-disabled):hover {
      transform: translateY(-1px);
      box-shadow: 0 6px 18px rgba(29, 46, 88, 0.2);
    }

    /* Document cards */
    .doc-grid {
      display: grid;
      gap: 20px;
    }
    .doc-card {
      display: flex;
      flex-direction: column;
      background: var(--branco);
      border: 2px solid var(--cinza-claro);
      border-radius: var(--radius);
      padding: 28px;
      cursor: pointer;
      transition: border-color 0.2s, background 0.2s, transform 0.2s, box-shadow 0.2s;
      text-align: left;
      width: 100%;
      font-family: inherit;
      color: inherit;
      text-decoration: none;
    }
    .doc-card:hover,
    .doc-card:focus-visible {
      border-color: var(--amarelo);
      background: var(--amarelo-claro);
      transform: translateY(-2px);
      box-shadow: var(--shadow);
      outline: none;
    }
    .doc-card-icon {
      width: 52px;
      height: 52px;
      background: var(--azul-fundo);
      border-radius: 12px;
      display: flex;
      align-items: center;
      justify-content: center;
      margin-bottom: 16px;
      color: var(--azul-marinho);
    }
    .doc-card p { color: var(--cinza-escuro); font-size: 0.9375rem; margin-top: 8px; }
    .doc-card .tag {
      display: inline-block;
      margin-top: 14px;
      font-size: 0.8125rem;
      color: var(--azul-cinza);
      font-weight: 600;
    }
    .doc-card-btn {
      display: block;
      margin-top: auto;
      width: 100%;
      padding: 14px 20px;
      background: linear-gradient(135deg, var(--amarelo-claro), var(--dourado));
      color: var(--texto);
      font-weight: 700;
      font-size: 0.9375rem;
      text-align: center;
      border-radius: var(--radius);
      border: 2px solid var(--dourado);
      transition: background 0.2s, transform 0.2s, box-shadow 0.2s;
    }
    .doc-card:hover .doc-card-btn,
    .doc-card:focus-visible .doc-card-btn {
      background: var(--amarelo);
      box-shadow: 0 4px 12px rgba(240, 182, 27, 0.35);
      transform: translateY(-1px);
    }

    /* Benefits */
    .benefits-grid {
      display: grid;
      gap: 20px;
    }
    .benefit-card {
      background: var(--branco);
      border-radius: var(--radius);
      padding: 24px;
      box-shadow: var(--shadow-sm);
      border: 1px solid var(--cinza-claro);
    }
    .benefits-cta {
      margin-top: 24px;
      text-align: center;
    }
    .btn-full-mobile {
      display: inline-block;
      width: 100%;
      max-width: 420px;
      text-align: center;
    }
    .benefit-card .icon {
      width: 44px;
      height: 44px;
      background: linear-gradient(135deg, var(--amarelo-claro), var(--dourado));
      border-radius: 10px;
      display: flex;
      align-items: center;
      justify-content: center;
      margin-bottom: 14px;
      color: var(--azul-marinho);
    }

    /* Testimonials */
    .testimonials-grid {
      display: grid;
      gap: 20px;
    }
    .testimonial {
      background: var(--branco);
      border-radius: var(--radius);
      padding: 24px;
      border-left: 4px solid var(--amarelo);
      box-shadow: var(--shadow-sm);
    }
    .testimonial blockquote {
      font-style: italic;
      color: var(--cinza-escuro);
      margin-bottom: 16px;
    }
    .testimonial cite {
      display: block;
      font-style: normal;
      font-weight: 600;
      color: var(--azul-marinho);
    }
    .testimonial cite span {
      display: block;
      font-weight: 400;
      font-size: 0.875rem;
      color: var(--cinza);
    }

    /* About */
    .about-box {
      background: var(--branco);
      border-radius: var(--radius);
      padding: 32px;
      box-shadow: var(--shadow-sm);
    }
    .about-list {
      list-style: none;
      margin-top: 20px;
    }
    .about-list li {
      padding: 10px 0 10px 28px;
      position: relative;
      color: var(--cinza-escuro);
    }
    .about-list li::before {
      content: "";
      position: absolute;
      left: 0;
      top: 18px;
      width: 10px;
      height: 10px;
      background: var(--amarelo);
      border-radius: 50%;
    }

    /* Steps */
    .steps {
      display: grid;
      gap: 16px;
      margin-bottom: 32px;
    }
    .step-item {
      display: flex;
      gap: 16px;
      background: var(--branco);
      padding: 20px;
      border-radius: var(--radius);
      box-shadow: var(--shadow-sm);
    }
    .step-num {
      flex-shrink: 0;
      width: 40px;
      height: 40px;
      background: var(--azul-marinho);
      color: var(--amarelo);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-weight: 700;
    }
    .features-grid {
      display: grid;
      gap: 20px;
    }
    .feature-card {
      background: var(--branco);
      padding: 24px;
      border-radius: var(--radius);
      border-top: 3px solid var(--dourado);
      box-shadow: var(--shadow-sm);
    }

    /* FAQ */
    .faq-list { display: grid; gap: 12px; }
    details {
      background: var(--branco);
      border-radius: var(--radius);
      border: 1px solid var(--cinza-claro);
      overflow: hidden;
    }
    summary {
      padding: 18px 20px;
      cursor: pointer;
      font-weight: 600;
      color: var(--azul-marinho);
      list-style: none;
      display: flex;
      justify-content: space-between;
      align-items: center;
      min-height: 44px;
    }
    summary::-webkit-details-marker { display: none; }
    summary::after {
      content: "+";
      font-size: 1.25rem;
      color: var(--azul-cinza);
      transition: transform 0.2s;
    }
    details[open] summary::after { transform: rotate(45deg); }
    details .answer {
      padding: 0 20px 18px;
      color: var(--cinza-escuro);
    }

    /* Disclaimer */
    .disclaimer {
      background: var(--amarelo-suave);
      border: 1px solid var(--dourado);
      border-radius: var(--radius);
      padding: 28px;
    }
    .disclaimer h2 { color: var(--texto); }
    .disclaimer p { color: var(--cinza-escuro); margin-top: 10px; }
    .disclaimer a { font-weight: 600; }

    /* Footer */
    .site-footer {
      background: var(--azul-marinho);
      color: var(--branco);
      padding: 40px 0 24px;
    }
    .footer-grid {
      display: grid;
      gap: 24px;
      margin-bottom: 28px;
    }
    .site-footer h3 { color: var(--amarelo); font-size: 1rem; margin-bottom: 10px; }
    .site-footer p, .site-footer li { color: rgba(249, 250, 250, 0.85); font-size: 0.9375rem; }
    .site-footer ul { list-style: none; }
    .site-footer li { margin-bottom: 6px; }
    .footer-legal {
      border-top: 1px solid rgba(172, 182, 200, 0.3);
      padding-top: 20px;
      font-size: 0.8125rem;
      color: rgba(249, 250, 250, 0.65);
    }
    .pend { color: var(--amarelo-claro); font-style: italic; }

    @media (min-width: 640px) {
      .doc-grid { grid-template-columns: 1fr 1fr; }
      .benefits-grid { grid-template-columns: repeat(2, 1fr); }
      .testimonials-grid { grid-template-columns: repeat(3, 1fr); }
      .features-grid { grid-template-columns: repeat(3, 1fr); }
      .footer-grid { grid-template-columns: 2fr 1fr 1fr; }
    }

    @media (min-width: 768px) {
      .nav-desktop { display: flex; }
      .menu-toggle { display: none; }
      .nav-mobile { display: none !important; }
      .hero-grid { grid-template-columns: 1.1fr 0.9fr; }
      .benefits-grid { grid-template-columns: repeat(3, 1fr); }
      .steps { grid-template-columns: 1fr 1fr; }
    }

    @media (prefers-reduced-motion: reduce) {
      html { scroll-behavior: auto; }
      *, *::before, *::after {
        animation-duration: 0.01ms !important;
        transition-duration: 0.01ms !important;
      }
    }